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State Central Bank - Commercial Loans and Credit
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Commercial Loans and Credit 
Commercial Loans and Credit 
We understand the unique financial needs of our commercial customers and are prepared to meet them in a way that will enhance the profitability of their business.  Please take a moment to browse the following products we have made available exclusively to our business owners. 
 
Commercial / Small Business Loans-Designed especially for our customers who need financing for their new or existing business. 
  • Flexible terms
  • Repayment structured to actual cash flow of business
  • Confidential counsel from an experienced lender
  • Small Business Administration referral and assistance available
  • Consistent funding source for business growth
  • Gain insight and direction from hometown professionals
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    Visa / MasterCard Business Account-Provides you with purchasing power and instant credit for your business 
  • Credit and questions handled locally
  • No annual fee
  • Separate cards are available for each employee
  • Convenient, can be used for business expenses and travel
  • Expense record for each employee on separate statements
  • Payments accepted at any State Central Bank location, by mail.
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    Visa / MasterCard Merchant-A service that gives merchants an additional way to accept non-cash payments from their customers. 
  • No authorization fees
  • No monthly maintenance fees
  • No charge-back fees
  • No inactive user fees
  • Supplies are provided free of charge (ribbon and tape)
  • Merchant only pays their discount rate
  • Convenience for payment by customer
  • Local assistance with questions
  • Verification of transaction guarantees payment
  • Deposits are processed electronically, providing credit in 3 to 5 business days
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