We understand the unique financial needs of our commercial customers and are prepared to meet them in a way that will enhance the profitability of their business. Please take a moment to browse the following products we have made available exclusively to our business owners.
Commercial / Small Business Loans-Designed especially for our customers who need financing for their new or existing business. Flexible termsRepayment structured to actual cash flow of businessConfidential counsel from an experienced lenderSmall Business Administration referral and assistance availableConsistent funding source for business growthGain insight and direction from hometown professionals
Visa / MasterCard Business Account-Provides you with purchasing power and instant credit for your business Credit and questions handled locallyNo annual feeSeparate cards are available for each employeeConvenient, can be used for business expenses and travel Expense record for each employee on separate statementsPayments accepted at any State Central Bank location, by mail.
Visa / MasterCard Merchant-A service that gives merchants an additional way to accept non-cash payments from their customers. No authorization feesNo monthly maintenance feesNo charge-back feesNo inactive user feesSupplies are provided free of charge (ribbon and tape)Merchant only pays their discount rateConvenience for payment by customerLocal assistance with questionsVerification of transaction guarantees paymentDeposits are processed electronically, providing credit in 3 to 5 business days