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IRAs 
Concerned that you won't have the income to sustain the lifestyle you want to enjoy after retirement?  You can put your worries behind you by opening an Individual Retirement Account (IRA) at State Central Bank. It's a great way to establish financial security for tomorrow and peace of mind for today.  
 
Self-Directed IRA-Provides income for retirement years. You choose investment options.* 
  • The contribution may be tax deductible, depending on annual income
  • Customer can choose virtually any investment option
  • Interest may be tax deferred, depending on the IRA product and relevant tax        
  • laws
  • Regular IRA-Provides income for retirement years. You choose the interest rate and term of State Central Bank CDs. 
  • Interest may be tax deferred depending on IRA product and relevant tax laws
  • Contribution may be tax deductible, depending on annual income
  • Investments that are made in State Central Bank CDs are FDIC insured
  • No fees
  •  
    Roth IRA-An individual retirement account which grows tax-free 
  • Provides income for retirement years
  • Savings accumulate tax-free
  • Tax free withdrawals (withdrawals are subject to certain rules)
  •  
    *Disclosures: Investments in mutual funds, stocks, etc. are not insured by the FDIC; are not a deposit or other obligation of the bank and are not guaranteed by the bank; and are subject to investment risk, including the possible loss of the principal amount invested. 
     
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