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State Central Bank - Loans and Credit
Personal Banking - State Central Bank
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Personal Loans and Credit 
If you are thinking of borrowing money, think StateCentral Bank. Our experienced loan officers would welcome the opportunity to sit down with you and discuss how we can satisfy your financing needs. 
 
Installment Loans - Secured and unsecured loans for virtually any purpose 
Quick response to loan applications---saving you time and money 
Competitive interest rates with flexible payment terms 
Make payments directly from your checking or savings account 
Get assistance with "big ticket" purchase decisions 
 
Home Mortgage Loans - Great rates and cost saving service 
Various in-house programs available 
Low closing costs 
Deal with local people, payments made to local bank 
Quick response to loan applications--saving you time and money 
 
Home Improvement Loans - Let the equity in your home help you fund home improvements or help with big expenses like a car, boat, trailer, or college education
Borrow up to 80% of the value of your home 
Competitive rates with monthly payment terms arranged 
Low closing costs 
Loan approval at local bank 
Payments and payment schedule tailored to meet individual needs 
Interest, in most circumstances, may be tax deductible 
Make payments directly from your checking or savings account  
 
 
State Central Bank also offers the following loan options: 
Refinance Mortgages 
Second Mortgage or Vacation Homes 
Mobile Home Financing 
Construction Loans 
Secured Loans 
Debt Consolidation 
For more information on any one of State Central Bank's loans, please contact a loan officer at your nearest State Central Bank.  
 
Mortgage Loan Originators                                       NMLS ID 
 
Arch Logan                            Farmington                    838240 
 
Kimberly K Cook                   Duquque                        845515 
 
Michael W B Netland            Bonaparte                      920195 
 
 
Visa/MasterCard Account 
Having a State Central Bank Mastercard and Visa credit card not only offers you  the convenience of instant credit, but can also, with responsible use, help you achieve a higher rating on your credit score! 
 
Visa/Mastercard-Accepted world wide and offers benefits that you may not have considered: 
No annual fee 
$150,000 worldwide travel/accident insurance at no cost to the cardholder 
Make your monthly payments at any State Central Bank location or by mail 
Credit line decisions are made locally--by people who know you 
Questions are handled locally by State Central Bank personnel  
 
 
Ready Reserve 
Personal Line of Credit attached to your checking account 
Credit line decisions are made locally--by peolpe who know you 
Statement generates on the same day as the checking account and will show payment amount and due date 
"Write yourself a loan" up to the approved limit 
 
 
 
 
 
 
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