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State Central Bank - Loans and Credit
Personal Banking - State Central Bank
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Loans and Credit
Additional Products
Personal Loans and Credit 
If you are thinking of borrowing money, think State Central Bank.  Our experienced loan officers would welcome the opportunity to sit down with you and discuss how we can satisfy your financing needs.       
Installment Loans-Secured and unsecured loans for virtually any purpose 
     Quick response to loan applications -- saving you time and money 
     Competitive interest rates with flexible payment terms 
      Make payments directly from your checking or savings account 
      Get assistance with "big ticket" purchase decisions. 
Home Mortgage Loans-Great rates and cost-saving service 
     Various in-house programs available 
     Low closing costs 
     Deal with local people, payments made to local bank 
     Quick response to loan applications -- saving you time and money 
Home Improvement Equity Loans-Let the equity in your home help you fund home improvements or help with big expenses like a car, boat, trailer or college education. 
     Borrow up to 80% of the value of your home 
     Competitive rates with monthly payment terms arranged 
     Low closing fees 
     Loan approval at local bank 
     Payments and payment schedule tailored to meet individual needs 
     Interest, in most circumstances, may be tax deductible. 
     Make payment directly from your  checking or savings account 
State Central Bank also offers the following loan options: 
Refinance Mortgages 
Second Mortgage or Vacation Homes 
Mobile Home Financing 
Construction Loans 
Secured Loans 
Debt Consolidation 
For more information on any one of State Central Bank's loans, please contact a loan officer at your nearest State Central Bank.  
Mortgage Loan Originators  
                                                                                                              NMLS ID 
            Arch Logan                                 Keokuk                                 838240 
             Scott Piper                                   Dubuque                            756751 
Visa / Mastercard Account 
  • Having a State Central Bank MasterCard and Visa credit card not only offers you the convenience of instant credit, but can also, with responsible use, help you achieve a higher rating on your credit score!
  • Visa / MasterCard-Accepted world wide and offers benefits that you may not have considered:
  • No annual fee
  • $150,000 worldwide travel/accident insurance at no cost to the cardholder
  • Make your monthly payments at any State Central Bank location or by mail
  • Credit line decisions are made locally--by people who know you
  • Questions are handled locally by State Central Bank personnel
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