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Loans& Credit

We understand the unique financial needs of our commercial customers and are prepared to meet them in a way that will enhance the profitability of their business. Please take a moment to browse the following products we have made available exclusively to our business owners.

Commercial / Small Business Loans

Designed especially for our customers who need financing for their new or existing business.

· Flexible terms

· Repayment structured to actual cash flow of business

· Confidential counsel from an experienced lender

· Small Business Administration referral and assistance available

· Consistent funding source for business growth

· Gain insight and direction from hometown professionals

Visa Business Credit Card

Provides you with purchasing power and instant credit for your business. 

· Credit and questions handled locally

· No annual fee

· Separate cards are available for each employee

· Convenient, can be used for business expenses and travel 

· Expense record for each employee on consolidated statements

· Payments accepted at any State Central Bank location, by mail.