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Estate Settlement through an Executorship

Every state has a system for determining who is entitled to a person’s assets if they don’t leave a Will. By making a Will, a person will determine what happens to their property on their death rather than allowing the laws of the state to do so. When a person makes a Will, they must name an executor. The executor is the person or entity which takes control of a person’s property upon their death and is responsible for making sure the terms of the Will are followed and are correctly carried out. SCB Trust Services can serve as a person’s executor(jointly with another party or solely by itself). Doing this can provide a method for assisting a family member who might be the co-executor or, in the case of having SCB serve as the sole executor, to help avoid family disagreements in the administration of the estate.


Conservators

For many different reasons, at some point in our lives, it may become practical to have someone else manage your financial affairs. One such situation involves getting a person or a trust department appointed as conservator to manage your financial assets. SCB Trust Services can serve in this function, either jointly with another party or solely by itself. We will work closely with you and your attorney in structuring an agreement that will best meet all of your prospective needs for the time when it is appropriate to put your agreement into effect.

A conservatorship saves family members the burden of balancing monthly payments, check writing for bill payments or other, handles record-keeping, and shops for the best investments and interest rates. The Trust Department manages the investments and pays all bills out of the conservatorship account. This type of account is helpful for those who are legally unable to manage their own financial matters while living, such a minor or elder. 




*Disclosures: Investments are not insured by the FDIC; are not a deposit or other obligation of the bank and are not guaranteed by the bank; and are subject to investment risk, including the possible loss of the principal amount invested.