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Checking

State Central Bank has a checking account that matches your financial style. Our friendly staff can help you choose and open the account that's right for you.


Grand Checking

Of all our interest bearing checking accounts, this one earns the highest interest rate.

  • Requires $50,000 to open and a $50,000 average collected daily balance 
  • Earns the bank's highest interest rate on checking accounts
  • Unlimited number of checks can be written
  • Check images are included with your statement at no charge
  • FREE in-house printed checks
  • Right to invest in Investment Certificate of Deposit
  • Free consultation with our team of Wealth Management experts



Diamond Now Checking

This account earns a rate of interest that is higher than that of the Golden Now Checking account.

  • Requires $15,000 to open and a $15,000 average collected daily balance 
  • Unlimited number of checks can be written
  • Check images are included with your statement at no charge
  • FREE in-house printed checks
  • Right to invest in Investment Certificate of Deposit 



Golden Now Checking

This is an interest bearing checking account. Interest rate is higher than that of the Super Now checking account.

  • Requires $5,000 to open and a $5,000 average collected daily balance 
  • Unlimited number of checks can be written
  • FREE in-house printed checks 
  • Check images are included with your statement at no charge



Money Market Account

This is an interest bearing checking account. This account is available to commercial customers as well as non-commercial.

  • Requires $1,000 to open and a $1,000 average collected daily balance
  • Tiered interest rates for higher average collected daily balance
  • Six transactions per month at no charge (at-counter transactions not limited)
  • Check images are included with your statement at no charge



Super Now Checking

This is an interest earning checking account.

  • Requires $500 to open and a $500 average collected daily balance 
  • Unlimited number of checks can be written
  • 50 free checks when account is opened
  • Check images are included with your statement at no charge



Really Free Checking

This is a checking account with no minimum balance requirement and no monthly service fee. 

  • Unlimited number of checks can be written
  • Check images are included with your statement at no charge
  • First order of 50 checks are free when balance reaches $100