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Rates

State Central Bank Interest Rates and Annual Percentage Yields (APY) for Interest-Bearing Accounts 


Scroll to the right to view the rest of the table.

Checking/Savings Accounts

(Effective 9/9/14)

Interest 

Rate

APY*

Minimum 

Deposit


Grand Checking
0.510.51$50,000
Diamond Now Checking
0.32 0.32 $15,000
Golden Now Checking
0.170.17$5,000
Super Now Checking
0.07 0.07 $500
Money Market Checking -- 
$1,000
- $1,000 Avg. Collected
0.17 0.17
- $25,000 Avg. Collected
0.20 0.20
- $50,000 Avg. Collected
0.51 0.51
Golden Passbook Savings
0.25 0.25 $2,500
Regular Savings
0.17 0.17 $50

* APY for savings assumes quarterly interest payment.
* APY for checking assumes monthly interest payment.


CD Rates 

(Effective 4/21/2017)

$1,000 Min

Interest/APY


$50,000 Min

Interest/APY


91 Day CD
0.10 / 0.10
0.15 / 0.15
182 Day CD
0.20 / 0.20
0.25 / 0.25
12 Mo. CD
0.30 / 0.30
0.40 / 0.40
18 Mo. CD
0.45 / 0.45
0.55 / 0.55
24 Mo. CD
0.60 / 0.600.60 / 0.60
30 Mo. CD
0.65 / 0.65
0.65 / 0.65
36 Mo. CD
0.85 / 0.85
0.95 / 0.95
48 Mo. CD
1.00 / 1.00
1.10 / 1.10
60 Mo CD
1.29 / 1.29
1.39 / 1.39

All IRA CD Rates are the same as the above CD rates.

*APY FOR ABOVE CD'S ASSUMES SEMI ANNUAL INTEREST ADDED TO CERTIFICATE.
Contact any local bank branch for Investment CD and Budget Master CD special rates, as well as Penalty Fee Rates for early withdrawal. 

Disclosures
- Fees may reduce earnings. All rates and APYs are subject to change after the account is open. Interest rates offered on deposit accounts are determined at the bank's discretion and may change daily.