Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Skip Navigation

Loans & Credit

If you are thinking of borrowing money, think StateCentral Bank. Our experienced loan officers would welcome the opportunity to sit down with you and discuss how we can satisfy your financing needs.

Installment Loans 

Secured and unsecured loans for virtually any purpose

  • Quick response to loan applications---saving you time and money
  • Competitive interest rates with flexible payment terms
  • Make payments directly from your checking or savings account
  • Get assistance with "big ticket" purchase decisions

Home Mortgage Loans 

Great rates and cost saving service

  • Various in-house programs available
  • Low closing costs
  • Deal with local people, payments made to local bank
  • Quick response to loan applications--saving you time and money

Home Improvement Loans

Let the equity in your home help you fund home improvements or help with big expenses like a car, boat, trailer, or college education.

  • Borrow up to 80% of the value of your home
  • Competitive rates with monthly payment terms arranged
  • Low closing costs
  • Loan approval at local bank
  • Payments and payment schedule tailored to meet individual needs
  • Interest, in most circumstances, may be tax deductible
  • Make payments directly from your checking or savings account 


State Central Bank also offers the following loan options:

  • Refinance Mortgages
  • Second Mortgage or Vacation Homes
  • Mobile Home Financing
  • Construction Loans
  • Secured Loans
  • Debt Consolidation


For more information on any one of State Central Bank's loans, please contact a loan officer at your nearest State Central Bank. 


Ready Reserve

  • Personal Line of Credit attached to your checking account
  • Credit line decisions are made locally--by people who know you
  • Statement generates on the same day as the checking account and will show payment amount and due date
  • "Write yourself a loan" up to the approved limit

Mortgage Loan Originators NMLS ID

Arch Logan - 612 1st. Street - Bonaparte 838240
Daniel Logan - 514 Main Street - Keokuk 1483876
Carlos Guzman-Moreno - 514 Main Street - Keokuk 2438096